When it comes to commercial trucking, it’s essential to have the right insurance in place. There are a few different types of trucking insurance policies available, and each one has its specific purpose. Here is an overview of the most common types of commercial trucking insurance policies:

Commercial Auto Insurance: This is the primary type of commercial trucking insurance policy. It covers any damage or injuries that occur when the commercial truck is involved in an accident.

Cargo Insurance: This policy protects the cargo transported in the commercial truck. If something happens to the shipment while it’s in transit, this policy will help to cover the costs.

Garagekeepers Insurance: This policy protects the commercial trucking company from any damage to the truck while it’s parked in the company garage.

Non-Trucking Liability Insurance: This policy covers the commercial trucking company when the commercial truck is being used for personal reasons, not commercial purposes.

Owner-Operator Insurance: This policy is explicitly designed for owner-operators. It covers the commercial trucking company if the driver is involved in an accident.

Tow Truck Insurance: This policy covers the commercial trucking company providing towing services.

When choosing a commercial trucking insurance policy, it’s essential to consider all options and decide which best fits your needs.